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* Juvenile Life Insurance
This is a great investment for very little cost, yet can provide a lifetime of security. Coverage limits can be increased at specific times in the child’s life, and can gain cash value. These policies make a great gift for a child or grandchild!
* Final Expense Policy ($5,000 – $15,000)
These plans are designed to cover expenses related to your funeral and burial costs, so that your family is not stressed by this expense. These plans are guaranteed issue so there won’t be the traditional health history questions. (There is a 2 year policy exclusion period imposed.)
* Term Life Insurance
Buy coverage for a specified period of time, in an amount that meets the needs of your family. Often done to cover a mortgage, or to get the children grown and through college age. These plans are subject to Medical Underwriting.
* Whole Life / Modified Whole Life
These policies earn a cash value over time and can be in force for life. You choose the amount of coverage. Ask about the Triple Benefit Life Insurance option.
Life insurance isn’t for you… it’s for those you leave behind.
Consider a plan that works best for you and the needs of your family, for today and for the long term.
Did you know that you can leave the proceeds of an insurance policy to your favorite foundation or charity?